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Скачать Money for Life: Budgeting Success and Financial Fitness in Just 12 Weeks бесплатно

25 апреля 2009 | Автор: Admin | Рубрика: Научная литература » Экономика | Комментариев: 0

Money for Life: Budgeting Success and Financial Fitness in Just 12 Weeks
Kaplan Business | 2004-01-14 | ISBN: 0793187931 | 208 pages | PDF | 1.5MB

We live in a society driven by financial excesses. Total consumer debt in the United States exceeds $1.7 trillion, and the number of individuals seeking protection from creditors through personal bankruptcy is growing at an alarming rate.

"Despite the worrisome financial dynamics of our complex society, tools now exist to help reverse-or altogether avoid-the downward cycle of debt, daily financial stress, and frustration," says veteran business executive Steven B. Smith. He advocates a back-to-the-basics approach, based on the age-old "envelopes" budgeting method.

In Money for Life, Smith tells the story of a couple who changed their lives and successfully moved toward financial fitness by using the prescribed system. Along the way they learned how to:

• Set appropriate goals.
• Discover their true financial picture.
• Successfully plan and manage spending.
• Use credit cards without adding debt.
• Stop living paycheck to paycheck.
• Stop accumulating debt and develop a debt elimination plan.
• Regain control of their financial lives.

While the characters are fictional, the financial dilemmas they face are based on the true-life experiences of many people, Smith emphasizes. Money for Life captivates, empowers, and provides tools for those seeking a blueprint for achieving long-term financial fitness. Readers will be able to immediately implement the system using one of three methods, including Mvelopes® Personal, a spending management tool for which a start-up CD is enclosed in the book.

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