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Скачать Overcoming the Saving Slump: How to Increase the Effectiveness of Financial Education and Saving Programs бесплатно

7 января 2010 | Автор: Admin | Рубрика: Научная литература » Экономика | Комментариев: 0
Overcoming the Saving Slump: How to Increase the Effectiveness of Financial Education and Saving Programs

Annamaria Lusardi,
«Overcoming the Saving Slump: How to Increase the Effectiveness of Financial Education and Saving Programs»

University Of Chicago Press | ISBN: 0226497097 | 2009-03-01 | PDF | 406 pages | 1.39 MB

The great majority of working Americans are unprepared to face the difficult task of planning for retirement. In fact, the personal savings rate has been holding steady at zero for several years, down from 8 percent in the mid-1980s. Overcoming the Saving Slump explores the many challenges facing workers in the transition from a traditional defined benefit pension system to one that requires more individual responsibility, analyzing the considerable impediments to saving and evaluating financial literacy programs devised by employers and the government.


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